Medicare Supplement Plan C

By Beverly Maniago
eMedicareSupplements Senior Writer

Medicare Supplement Plan C is supplemental insurance that offers coverage beyond Medicare's basic benefits. Because of the added coverage, this plan can provide you the peace of mind and security of knowing that whatever happens, your primary medical needs will be met without wreaking havoc on your finances.

Plan C covers the following benefits:

• Hospitalization — covers Medicare Part A co-insurance along with a 365-day extension after your Part A benefits are exhausted
• Medical Expenses — includes co-insurance for Medicare Part B, usually 20 percent of Medicare-approved costs and co-payments for outpatient services
• Blood Work — up to 3 pints per year
• Care in a skilled nursing facility
• Deductibles for Medicare parts A and B
• Emergency services for travel outside the United States
• Hospice care

Note that, despite being relatively comprehensive, Plan C does not cover excess charges from Medicare Part B. Similarly, Plan C is only limited to medical expenditures that are approved by Medicare. If you are charged additional expenses not approved by Medicare, you should be ready to pay them out of your own pocket.

Medicare Supplement Plan C is preferred by many because it offers a comprehensive line of health benefits without being heavy on the budget.

Want to know whether Plan C is the best Medicare supplement plan for you? If all these plans are confusing you, let us help. We have a group of experienced specialists who can assist you in determining the best plan that suits your budget and health needs. Contact us today for more information.