Video: Medicare Enrollment
Dr. Kevin Soden: Hi, I’m Dr. Kevin Soden. Welcome to Medicare Made Clear. I’m here with UnitedHealthcare’s Dr. Richard Migliori, where we’re helping real people get answers to their Medicare questions.
Senior Man: When can I start getting Medicare?
Dr. Richard Migliori: For most people, qualifying for Medicare is based on age. Unless you have a disability or some other special situation, you only really need to meet a couple of criteria. First, you must be 65 years or older. Second, you must be a US citizen or a legal resident who has lived in the United States for at least five consecutive years. If you meet those requirements, you can enroll any time from three months before you become eligible until three months afterwards.
Soden: But just because you’re 65 doesn’t mean you have to sign up for Medicare, right?
Migliori: It’s true. There are plenty of people who delay signing up for Medicare. If you’re 65 and still have employer coverage, either personally or through your spouse, you don’t have to sign up until you lose that coverage. But, to avoid a lapse in coverage, you will want to enroll at least 30 days before your employer’s coverage ends. If you wait until after your coverage ends, you can still enroll during the two-month Special Election Period.
Soden: And at that point, can you enroll in any Medicare option?
Migliori: As long as you’ve enrolled in Medicare parts A and B and continue to pay your Medicare Part B premium. In many cases, in fact, if you're currently receiving a Social Security check, your Part B premium is already deducted from that check. If you’re not sure of your status, you should contact your local Social Security administration office.
Soden: Thanks, Dr. Migliori. And thank you for joining us on Medicare Made Clear.
Announcer: Medicare Made Clear is brought to you by UnitedHealthcare. To learn more, or to order a free Medicare Made Clear guide, call 1-800-431-8830, or go online to medicaremadeclear.com/rltv.
« Back to the Medicare Supplements
« Back to Medicare Basics
or to Enrollment
Explore the variety of ways you can save money while on Medicare in this helpful video.
If you are entering Medicare with pre-existing conditions, learn how proper enrollment can ensure coverage for those conditions.
Learn about the options available to you as you approach age 65 and need to make important choices about Medicare.
A pharmacy expert explains how seniors on Medicare Part D can keep their drug costs down in this helpful video.